Protek
1. A Comprehensive Protection For Professionals And Key Persons
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24/7, 365 days a year
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At home or at work; anywhere in the world
2. Coverage
Accidental Death and Permanent Total Disablement
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Pays 100% of the sum insured.
Total and Partial Dismemberment
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Must be long to a working class, professionals, entrepreneurs and key person in the family.
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Partial Dismemberment per policy schedule.
Unprovoked murder or assault
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100% of SUM Insured
Burial Expense
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Pays up to the maximum benefit limit to help defray the costs of burial services brought about by accidental death.
Accident Medical Expense Reimbursement
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Pays for the hospital and or clinic expenses emergency room and or medical laboratory expense, medicines and other related expenses in the treatment of injuries.
Daily Hospital Cash
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Pays a fixed amount of benefit for the days you are confined in a hospital max of 45 days for accident 30 daysor the treatment of ordinary illness and dreaded disease.
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Pre-existing condition is covered after 6 months Contestability Period.
PRODUCT FEATURE: NO CLAIM BONUS
(See graduated schedule for year on year discount every renewal.)
NOTE: Premium Refund is computed base on basic Premium. Taxes and other charges shall be borne by the assured.
3. Eligibility
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18 to 60 years old renewable until 65 years old
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Must be long to a working class, professionals, entrepreneurs and key person in the family.
4. Exclusions
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In the event accident happen while engage in hazardous sport, drag race and illegal activities.
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Self inflicted injuries and other standard exclusions.